A new generation of annuities is designed for a fee-based advisory relationship where you can debit advisory fees from annuity contracts. These products are designed to help clients pursue wealth accumulation and preservation, tax mitigation, wealth transfer, income generation and risk management within the context of a holistic financial plan.
Our fully licensed concierge team can assist your clients with access to our annuity products.
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Product |
MarketProtector Advisory® | Jackson Market Link Pro® Advisory II | Perspective Advisory II® | |
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Product Type |
Fixed Index Annuity | Registered Index- Linked Annuity |
Variable Annuity | Variable Annuity |
| Features |
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| Add-on Benefits |
✓ YES | ✓ YES† | ✓ YES | ✓ YES |
| Core Product Expense‡ |
N/A§ | N/A§ | 0.45%-1.30% | $0 or $20/month** |
| Add-on Benefit Expense‡ |
1.10% - 1.25% | 1.45% | 0.20% - 2.15% | 0.35%-1.00% |
*Select up to a maximum of 99 investments and adjust options or allocations up to 25 times each contract year without transfer fees. To prevent abusive trading practices, Jackson restricts the frequency of transfers among Variable Investment Options, including trading out of and back into the same subaccount within a 15-day period.
†Add-on benefits are not available on Jackson Market Link Pro Advisory II in New York.
‡Expense ranges exclude New York products.
§A market value adjustment (MVA) may apply to withdrawals from fixed index annuities and registered index-linked annuities. The MVA may result in an increase or decrease to amounts removed from the contract. Additionally, withdrawals from registered index-linked annuities may be subject to an interim value adjustment. The interim value adjustment may have a positive or negative impact on the contract value at the end of the term, which may be significant.
**The standard $20 monthly charge is waived for quarterly anniversary value of $250,000 or more.
Annuities are long-term, tax-deferred vehicles designed for retirement and are insurance contracts. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on living benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity and may be subject to conditions and limitations. There is no guarantee that a variable annuity with an add-on living benefit will provide sufficient supplemental retirement income.
The concierge team operates as part of Jackson National Life Distributors LLC (“JNLD”). JNLD is a wholly owned subsidiary of Jackson National Life Insurance Company (collectively, with its affiliates “Jackson”) and distributes annuities issued by Jackson. JNLD’s primary activities involve the distribution of annuities, insurance, and mutual funds issued by Jackson and its affiliates through financial intermediaries. JNLD offers limited brokerage services and makes recommendations to retail investors who are referred to it by fiduciaries such as trust companies and registered investment advisers. JNLD and its concierge team’s financial professionals are not a fiduciary with respect to the recommendations and do not maintain a fiduciary relationship with your clients. JNLD does not make investment decisions for your clients or provide ongoing investment advice, monitor investments, or hold customer accounts or assets. JNLD forwards your client’s product application to Jackson, the insurance carrier. Your client’s investment is held direct by Jackson, not in an account at JNLD. Upon acceptance of the application by Jackson, JNLD’s relationship with your client ends.
Designed to be an accumulation product with no monthly contract charge helps clients prepare for any market condition by offering access to a retirement portfolio that's designed to meet different economic challenges. The standard $20 monthly contract charge is waived for quarterly anniversary contract values of $250,000 or more. Subaccount charges still apply. Advisory fees may apply.
Maximize growth & invest your way.
Help safeguard what you leave behind.
Keep more of what you earn.
*Tax deferral offers no additional value if an IRA or a qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.
Service you can depend on: Whether you're a financial professional or a client, you can rely on our exceptional customer service standards and user-focused improvements that help reduce the complexity of retirement planning.
Choose a provider with the financial expertise and superior service that strives to reduce the confusion around retirement planning.
You can connect with our dedicated consultants in many ways. Send us a note and we will get back to you within 24 hours, or contact us at: (800) 711-7397.
Or view our coverage map to connect with a specific consultant.
Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your Jackson representative to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. You should rely on your own independent advisors as to any tax, accounting, or legal statements made herein.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York. . For variable annuities, guarantees do not apply to the principal amount or investment performance of a variable annuity's separate account or its underlying investments.
The latest income date or Maturity Date allowed under an annuity contract is the owner’s age 95, which is the required age to annuitize or take a lump sum.
For Variable Annuity Products:
Perspective Advisory II® variable and fixed annuity (contract form numbers VA790, VA790-FB1, ICC17 VA790 and ICC17 VA790-FB1) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract form numbers VA790NY and VA790NY-FB1) issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. This product has limitations and restrictions. Jackson issues other variable annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.
Elite Access Advisory II® variable annuity (contract form numbers VA785, VA785-FB1, ICC18 VA785, ICC18 VA785-FB1) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract form numbers VA785NY, VA785NY-FB1) by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. This product has limitations and restrictions. Jackson issues other variable annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.
For Fixed Index Annuity Products:
Fixed Index Annuities are also referred to as Fixed Annuities with Index Linked Interest in the contract.
Jackson issues other annuities with similar features, benefits, limitations, and charges. Contact Jackson for more information.
MarketProtector Advisory® individual modified single premium deferred fixed annuity with index-linked interest pption and market value adjustment (contract form numbers FIA265, FIA265-FB2, ICC19 FIA265 and ICC20 FIA265-FB2) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC. This product is a fixed annuity that does not participate in any stock or equity investments and has limitations and restrictions, including market value adjustment. During the indexed option period, the annuity's cash withdrawal value may be less than the initial premium. Additional premium is permitted in the first contract year. For costs and complete detials, contact Jackson. Premium payments are flexible in the first contract year only, subject to contract minimums and maximums. Subsequent premiums will remain in a fixed account option until the first indexed option anniversary. No premium payments will be accepted after the first contract anniversary.
All indexes are unmanaged and not available for direct investment. The payment of dividends is not reflected in the index return.
For Registered Index-Linked Annuity Products:
This material is authorized for use only when preceded or accompanied by the current contract prospectus. Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity. This and other important information is contained in the current contract prospectus at, Jackson.com/ProspectusJMLPA2 for the Jackson Market Link Pro Advisory II prospectus, or Jackson.com/ProspectusJMLPA2NY for the Jackson Market Link Pro Advisory II (New York) prospectus.
Jackson Market Link Pro® Advisory II single premium deferred registered index-linked annuity (contract form numbers RILA295, RILA295-FB1, RILA297 and RILA297-FB1) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract numbers: RILA295NY, RILA295NY-FB1, RILA297NY, RILA297NY-FB1) issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York) and distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions, including withdrawal charges or market value adjustments. Market value adjustments are not applied in New York. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.
Firm and state variations may apply. Additionally, products may not be available in all states.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.
